This is my rough translation
Nasheed starts at 1:57mins Watch here
The Prophet peace be upon him was circumambulating the ka'bah
and he saw a Bedouin Arab circuambulating it and saying
“Ya Kareem!" - O Most Generous One
And so the Shafi'e (Intercessor) said after him
"Ya Kareem!"
Then the Arab went to the Yemeni corner (of the Ka'ba) and said
"Ya Kareem!"
So the Beloved said after him
"Ya Kareem!"
Then the Arab went to the Hajar al Aswad (Black stone) and said
"Ya Kareem!"
So the Messenger said after him
"Ya Kareem!"
The Arab noticed this and turned towards the Messenger-
Peace be upon him
and asked him
"Are you sticking to me O my Arab brother?
By Allah!
If it weren't for your beautiful face and your striking form
I would have complained about you
to my Beloved Muhammad!!"
So the Beloved said to him
"And do you not know your Messenger O my Arab brother?"
he said
"By Allah!
I've believed in him but I've never seen him
and I've entered Makkah and I've never met him!"
So the messenger said to him
"I am your Messenger O my Arab brother"
so the Arab fell on the hands of the messenger and kissed them
and said
fidaka abi wa ummi ya habibAllah!!!!
(may my mother and father be your ransom O Beloved of Allah!)
Thereupon Jibreel the Trustworthy descended to the Messenger
And said "O beloved of Allah
Allah sends his Salams to you
and He says ask this Bedouin Arab
does he suppose that if he were to say "Ya Kareem"
that We would not hold him accountable?"
So the arab told the Messenger
Peace be upon him
"O beloved of Allah!
O light of my eyes!
O grandfather of the Hassaneins (Hassan and Hussein)
If Allah is to hold me accountable then I too will hold Him accountable!"
And so the Shafie' (intercessor) asked him
"And how will you hold your Lord accountable O my Arab brother?"
He said "If He is going to hold me accountable for my sins,
I too will hold Him accountable for His Forgiveness
and if He is going to hold me accountable for my shortcomings (in my worship)
I too will hold him accountable for His Overlooking them and His Generosity"
So Jibreel the Trustworthy descended upon the messenger and said "O beloved of Allah
tell this Arab man that he will not hold Us accountable
and We will not hold him accountable"
(ie he is forgiven of sin) :)
